LendingPoint 4.4.26

Welcome to the LendingPoint app, a comprehensive mobile application designed to assist individuals in effectively managing their finances. With its diverse set of features, the app enables users to take control of their financial well-being and confidently work towards achieving their long-term goals. Whether you are seeking information on personal loan rates or already have a loan with LendingPoint, the app caters to your needs. It provides a hassle-free way to manage your account, make payments, and update your personal information all in one convenient location. The LendingPoint app offers a comprehensive solution for all your financial requirements.

The actual loan offers, amounts, terms, and annual percentage rates (APR) may vary. These variations are based on LendingPoint's proprietary scoring and underwriting system, which reviews your credit, financial condition, and other factors along with the supporting documents or information you provide. The origination or other fees can range between 0% and 8%, depending on your state of residence. Once your loan has received final underwriting approval for funding, the funds are typically transferred via ACH on the next non-holiday business day. The loans are available in amounts ranging from $2,000 to $36,500, with APR rates ranging from 9.99% to 35.99% and terms extending from 24 to 72 months. Please note that loans in Georgia must have a minimum amount of $3,500.

For instance, a well-qualified customer could secure a $10,000 loan for 48 months with an APR of 24.96% and an origination fee of 8%. In this case, the monthly payment would amount to $331.01. The total amount due under these specific loan terms is $15,888.66. However, keep in mind that the actual terms and rates are determined based on factors such as your credit history, income, and other pertinent information. Additionally, you have the option to deduct the origination fee from the disbursed loan amount if desired. The total amount due represents the sum of all payments made as per the agreed schedule.