4.4.26 Safe to install
LendingPoint: Quick Loans with Flexible Terms
LendingPoint provides a seamless online platform for personal loans, offering competitive rates and quick approval processes tailored to various financial needs.
Welcome to the LendingPoint app, a comprehensive mobile application designed to assist individuals in effectively managing their finances. With its diverse set of features, the app enables users to take control of their financial well-being and confidently work towards achieving their long-term goals. Whether you are seeking information on personal loan rates or already have a loan with LendingPoint, the app caters to your needs. It provides a hassle-free way to manage your account, make payments, and update your personal information all in one convenient location. The LendingPoint app offers a comprehensive solution for all your financial requirements.
The actual loan offers, amounts, terms, and annual percentage rates (APR) may vary. These variations are based on LendingPoint's proprietary scoring and underwriting system, which reviews your credit, financial condition, and other factors along with the supporting documents or information you provide. The origination or other fees can range between 0% and 8%, depending on your state of residence. Once your loan has received final underwriting approval for funding, the funds are typically transferred via ACH on the next non-holiday business day. The loans are available in amounts ranging from $2,000 to $36,500, with APR rates ranging from 9.99% to 35.99% and terms extending from 24 to 72 months. Please note that loans in Georgia must have a minimum amount of $3,500.
For instance, a well-qualified customer could secure a $10,000 loan for 48 months with an APR of 24.96% and an origination fee of 8%. In this case, the monthly payment would amount to $331.01. The total amount due under these specific loan terms is $15,888.66. However, keep in mind that the actual terms and rates are determined based on factors such as your credit history, income, and other pertinent information. Additionally, you have the option to deduct the origination fee from the disbursed loan amount if desired. The total amount due represents the sum of all payments made as per the agreed schedule.
Overview
LendingPoint is a Freeware software in the category Business developed by LendingPoint LLC.
The latest version of LendingPoint is 4.4.26, released on 07/03/2024. It was initially added to our database on 10/08/2023.
LendingPoint runs on the following operating systems: Android/iOS.
Users of LendingPoint gave it a rating of 5 out of 5 stars.
FAQ
What is LendingPoint?
LendingPoint is a financial technology company that offers personal loans to individuals based on their creditworthiness and financial profile.
What types of loans does LendingPoint offer?
LendingPoint primarily offers unsecured personal loans that can be used for various purposes such as debt consolidation, home improvement, and unexpected expenses.
How do I apply for a loan with LendingPoint?
You can apply for a loan through LendingPoint's online application process by providing your personal and financial information.
What are the eligibility requirements for a LendingPoint loan?
To be eligible for a loan with LendingPoint, you generally need to be at least 18 years old, have a steady income, and meet their credit score criteria.
How quickly can I receive funding from LendingPoint?
Once approved, you can typically receive funds as quickly as the next business day, depending on your bank and application timing.
What is the interest rate on LendingPoint loans?
Interest rates vary based on factors such as creditworthiness and loan amount. You can view your specific rate after your application is processed.
Does LendingPoint charge any fees?
LendingPoint may charge origination fees, late payment fees, or insufficient funds fees. Always check the terms before finalizing a loan.
Can I pay off my LendingPoint loan early?
Yes, you can pay off your LendingPoint loan early without incurring any prepayment penalties.
What happens if I'm unable to make my loan payments?
If you can't make your payments, contact LendingPoint as soon as possible to discuss potential options or solutions.
Is my personal information safe with LendingPoint?
Yes, LendingPoint uses encryption and other security measures to protect your personal information during the application process.
Boris Weber
I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.
Latest Reviews by Boris Weber
Screenshots (Click to view larger)
Related products
02/26/2025
|
SteelSeries GG 81.0.0 |
02/26/2025
|
Wing FTP Server 7.4.2 |
02/26/2025
|
PicPick 7.3.2 |
02/26/2025
|
GitHub Desktop 3.4.17 |
02/26/2025
|
Brave Browser 1.75.181 |
| 02/19/2025 | Thunderbird 135.0.1 and 128.7.1 ESR updates available |
| 02/16/2025 | WinZip 29.0 update fixes vulnerability |
| 02/13/2025 | Microsoft February 2025 Patch Day |
| 02/12/2025 | Adobe February 2025 Patch Day |
| 02/09/2025 | Paint.NET 5.1.3 released |
Latest Reviews
|
Chinese Herbs 2.0 (Windows)
Unlock the Ancient Wisdom of Healing |
|
|
Bulk Seo Submitter
Streamline Your SEO Efforts with Bulk SEO Submitter |
|
|
BigAnt Messenger 100U special price
BigAnt Messenger 100U: Affordable Communication Solution for Teams |
|
|
BigAnt Instant Messenger Pro (Up to users)
BigAnt Instant Messenger Pro: A Comprehensive Communication Tool for Teams |
|
|
Autumne Smoke Screensaver: Love or Not Love
Autumne Smoke Screensaver: A Soothing Visual Escape |
|
|
Autumne Smoke Screensaver: Crystal Night
Enchant Your Screen with Autumne Smoke Screensaver |
UpdateStar Premium Edition
Microsoft Visual C++ 2015 Redistributable Package
Microsoft Edge
Microsoft Visual C++ 2010 Redistributable
Google Chrome
Microsoft Update Health Tools
